The following Owensboro-area bankruptcies were filed in federal court from Jan. 28 to Feb. 3. Chapter 7: Court-appointed trustee sells assets, and the debtor is discharged of debts. Chapter 11: A company is protected from creditors while it restructures its business. Chapter 13: Debtor arranges to repay debt.

Chapter 7

Betty Joan Baize, Horse Branch.

Brandon Levar Conrad, 2322 W. Ninth St., Owensboro.

Michael John Dresel, 10083 Boone St., Owensboro.

Mary Jane Harrison, Central City.

Patricia J. Ingram. Powderly.

Hannah Maria Mosgrove, Hartford.

Brian Joseph Rich and Skylar Nicole Rich, Island.

Monica Ann Watkins, 2208 Yewells Landing S., Owensboro.

Chapter 13Edward Todd Bell and Sarah Lee Jackson, 5217 Sheffield Drive, Owensboro.

Christopher James Hess and Sally Joelle Hess, 435 E. 21st St., Owensboro.

Robert Lee Shelton, Sacramento.

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