The following Owensboro-area bankruptcies were filed in federal court from Mar. 28 through Apr. 3. Chapter 7: Court-appointed trustee sells assets, and the debtor is discharged of debts. Chapter 11: A company is protected from creditors while it restructures its business. Chapter 13: Debtor arranges to repay debt.

Chapter 7

• Christopher Allen McCarthy, III, 3757 Legacy Run, Owensboro

• Valerie L. Morris and Stephen W. Morris, 516 Ewing Court, Owensboro

• Anthony R. Simmons, 1621 West 3rd St., Owensboro

• Todd A. Howard and Jennifer L. Howard, 716 Dornell St., Owensboro

Chapter 13

• Richard Wayne Allen, 3069 US 231 South, Beaver Dam

• Jarrod M. Smith and Lynsie N. Smith, 5345 State Route 69 North, Hartford

• Jennifer Leigh Goetz, 2948 Legion Park Drive, Owensboro

• Mickel Owen Leathem, 3430 New Hartford Road, Apt. 7, Owensboro

• Shelly L. Hawkins, 2534 Southtown Blvd., Owensboro

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