The following Owensboro-area bankruptcies were filed in federal court from July 26 through August 1. Chapter 7: Court-appointed trustee sells assets, and the debtor is discharged of debts. Chapter 11: A company is protected from creditors while it restructures its business. Chapter 13: Debtor arranges to repay debt.

Chapter 7

• Jeffrey B. Mattson, 403 East 20th St., Owensboro

• Amy Lee Hayes, 2884 Salem Road, Olaton

Chapter 13

• John Robert Hardesty and Lorrie Alice Hardesty, 1340 Crescent Haul Road, Bremen

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