The following Owensboro-area bankruptcies were filed in federal court from Jan. 31 through Feb. 6. Chapter 7: Court-appointed trustee sells assets, and the debtor is discharged of debts. Chapter 11: A company is protected from creditors while it restructures its business. Chapter 13: Debtor arranges to repay debt.

Chapter 7

• Stanley V. Woodard, Jr. and Betheny A. Woodard, 3218 Hummingbird Loop South, Owensboro

• Zachariah Holladay Nance, 13320 US Highway 231, Utica

Chapter 13

• Kristi Michelle Berry, 3820 Rudy Martin Drive, Owensboro

• Nicholas Eugene Kirby and Kelsey Jo Kirby, 2478 Brooks Schoolhouse Road, Calhoun

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