The following Owensboro-area bankruptcies were filed in federal court from Jan. 3 through Jan. 9. Chapter 7: Court-appointed trustee sells assets, and the debtor is discharged of debts. Chapter 11: A company is protected from creditors while it restructures its business. Chapter 13: Debtor arranges to repay debt.

Chapter 7

• John Carl Hast and Kennethia Ann Hast, 2210 South Landsdowne, Owensboro

• Christopher Ramirez Fernandez and Cynthia Ann Fernandez, 143 Gaston Road, Belton

• Lisa A. Lanham, 2920 Yale Place, Apt. 1708, Owensboro

Chapter 13

• Michael Dewayne King, 5614 State Route 405, Owensboro

• Curtis Eugene Varble, 9266 Kelly Cemetery Road, Maceo

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