The following Owensboro-area bankruptcies were filed in federal court from Sept. 6 to Sept 20. Chapter 7: Court-appointed trustee sells assets, and the debtor is discharged of debts. Chapter 11: A company is protected from creditors while it restructures its business. Chapter 13: Debtor arranges to repay debt.

Chapter 7

Alfred Douglas Gaddis, 2508 Downing Drive, Owensboro

Venita Jane Lloyd, 748 Danberry St., Owensboro

Mendy S. Moore, 410 W. Highland Court #E, Owensboro

Carl Brent Roach, 1125 W. 12th St., Owensboro

Chapter 13

Michael Anthony Howell, P.O. Box 23116, Owensboro

Kim Louise Kammerer, 10969 Kentucky 764, Whitesville

Danny Ray Phillips, Sacramento

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