The following Owensboro-area bankruptcies were filed in federal court from July 20 to July 26. Chapter 7: Court-appointed trustee sells assets, and the debtor is discharged of debts. Chapter 11: A company is protected from creditors while it restructures its business. Chapter 13: Debtor arranges to repay debt.

Chapter 7

Maria Christiena Bilbao, 2634 W. Fourth St., Owensboro

Todd A. Howard and Jennifer L. Howard, 716 Dornell St., Owensboro

Dustin Cain Smith, 4426 Strickland Drive, Owensboro

Chapter 13

Timothy L. Brooks, 6824 Lamplite Circle, Owensboro

Monica Shirle Kahana-Wilson, Central City

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