The following Owensboro-area bankruptcies were filed in federal court from Oct. 6 to 12. Chapter 7: Court-appointed trustee sells assets, and the debtor is discharged of debts. Chapter 11: A company is protected from creditors while it restructures its business. Chapter 13: Debtor arranges to repay debt.

Chapter 7

Jason L. Arnett and Katlyn R. Arnett, Sacramento

Opal Mae Gibson, Central City

Ryan Patrick Grant and Mary Lauren Grant, 3106 Dade Cove, Owensboro

Sandra L. Guinn, 2108 Churchill Drive, Owensboro

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